$30 Free Money from Amex, 10% off Target Gift Cards, and One More
Greetings from Buenos Aires again. It rained here today but I can hardly complain considering the weather some are experiencing back home in the US. I hope everyone is keeping warm.
Thought I’d share a few random deals today. They are small deals, but they’re also quick and easy so the return on your (time) investment is not bad.
10% off Target gift cards on Black Friday
This one’s pretty simple: get 10% off Target gift cards on Black Friday. A no-brainer if you normally shop at Target anyway.
The nice thing about this deal is it’s available both in store (from 6 AM to noon local time) and online (from 6 AM to noon Central Time). I’m not one to brave Black Friday crowds but I will happily shop online that day.
Note that cards purchased during this promotion cannot be redeemed until the next day, so no double dipping with the Black Friday merchandise deals.
There is a limit of $300 in gift cards per household.
$30 in American Express statement credits on Small Business Saturday
The Saturday after Thanksgiving is the Amex-created “holiday” Small Business Saturday. The objective is to encourage more customers to shop at small businesses, and this year Amex is offering $30 in statement credits to customers who do.
Things to keep in mind:
- When you spend $10 or more in a single transaction at a participating business you get a $10 statement credit. Maximum of three statements credits per card.
- Find participating small business in your area here.
- Must register your Amex card(s) in advance. The easiest way to register is to log into your Amex account, click the “Offers for You” tab (pictured below), find the Small Business Saturday offer, and click “Save Offer.”
- Alternatively, you can register at the Small Business Saturday website.
- Registration is limited so I would register now in case it fills up later.
- There are plenty of participating businesses (at least in my area), many of them good local restaurants. But I don’t usually want to eat there on the exact Saturday of this offer, so I purchase gift cards for future use.
- If you have multiple Amex cards, register them all. $30 per card adds up to a decent sum of free money if you have multiple cards.
- If you buy something costing over $20, do a split payment (pay half on one Amex card, half on another) to get two statement credits instead of one. I am not sure if split payments using the same exact credit card will work, but if you try it I would suggest varying the amounts so it’s not perceived as a duplicate transaction. (E.g. for a $25 purchase, do $12 on one swipe and $13 on the other instead of $12.50 on both.)
$10 prepaid reward Visa card for enrolling in Visa Checkout
Visa Checkout is the online payment system introduced by Visa last year to allow users to make online purchases without sharing credit card information with retailers.
Bank of America is currently offering a $10 prepaid Visa card for enrolling in Visa Checkout (enroll here).
The offer expires on December 4, 2014 and requires that you enroll with a Bank of America Visa credit or debit card.